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Paris is one of the most popular tourist destinations in the world, with over 30 million foreign visitors per year. As the paragon of style, Paris is one of the most glamorous cities in the world.

The “City of Light”, is the apex of architectural beauty, artistic expression, and culinary delight. As Ernest Hemingway once wrote, “There is never any ending to Paris” and Spring in Paris may be the stuff of romantic legend, but the most delicious time of year to visit is the fall, especially September and October.

This autumn season the city bristles with energy as new shops, clubs, and restaurants open, a cultural season begins, and everyone catches up after the summer holidays.

Or consider winter because it is usually mild, and December, January, and February are the trough of the annual tourist calendar, so you’ll be getting Paris at its most Parisian (except for Paris is a savory blend of old and new, as centuries-old palaces and monuments steeped in history share the skyline companionably with modern commercial complexes.

Paris is relatively small which means most scenic highlights are within walking distance and this is what makes Paris an ideal place for a France Holiday Rental. Parisian’s-eye-view of the open-air markets, corner bistros and meandering little streets that make this urban paradise so famous.

Explore classic sights like the Tour Eiffel, Notre-Dame cathedral, Louvre and Arc de Triomphe, or pick up a fresh golden baguette and enjoy a leisurely picnic on the banks of the Seine River or at one of the unexpected grassy knolls that you come across during your excursions.

Indeed, Paris is the city of dreams for for artists, intellectuals, philosophers and of course, lovers.

Paris is made up of 20 arrondissements or districts. There is no logical numerical order. The romantic river Seine separates the two sides, simply known as left and right bank.

Place de la Bastille (4th, 11th and 12th arrondissements, right bank) is a historical district and as it shows the illogical numbering of the districts. The arrondissements are numbered like a snail. So the actual numbers of the arrondissements can alter every two blocks or so depending on the direction that you walk.

Les Halles (1st arrondissement, right bank) was formerly Paris’ central meat and produce market, since the late 1970s a major shopping center around an important metro connection station, Chatelet. In the past Les Halles was destroyed in 1971 and replaced by the Forum des Halles. The central market of Paris, the biggest wholesale food market in the world, was transferred to Rungis, in the southern suburbs.

Le Marais (3rd and 4th arrondissements) is in the trendy Right Bank district. With large gay and Jewish populations it is a very culturally diverse. The Latin Quarter (5th arrondissements, left bank) is a twelfth century scholastic center formerly stretching between the Left Bank’s Place Maubert and the Sorbonne campus. It is known for its lively atmosphere and many bistros.

Montmartre (18th arrondissement, right bank) is a historic area on the Butte. Montmartre has always had a history with artists and has many studios and of many great artists in that area.

Montparnasse (14th arrondissement) is a historic Left Bank area famous for artists studios, music halls, and bistro life. The large Montparnasse Blvd and the lone Tour Montparnasse skyscraper are located there.

Faubourg Saint-Honore (8th arrondissement, right bank) is one of Paris’ high-fashion districts, home to labels such as Hermes and Christian Lacroix. Avenue Montaigne (8th arrondissement), next to the Champs Elysees, is home to luxury brand labels such as Chanel, Louis Vuitton (LVMH), Dior and Givenchy. Champs Elysees (8th arrondissement, right bank) is a seventeenth century garden-promenade turned avenue connecting the Concorde and Arc de Triomphe.

It is one of the many tourist attractions and a major shopping street of Paris. This avenue has been called “la plus belle avenue du monde” (“the most beautiful avenue in the world”). Place de la Concorde (8th arrondissement, right bank) is at the foot of the Champs-Elysees, built as the “Place Louis XV”, site of the infamous guillotine. The Egyptian obelisk is Paris’ “oldest monument”. On this place, on the two side of the Rue Royale live two identical stone buildings: the eastern houses the French Naval Ministry, the western the luxurious Hotel de Crillon.

Nearby Place Vendome is famous for its fashionable and deluxe hotels (Hotel Ritz and Hotel de Vendome) and its jewellers. Many famous fashion designers have had their salons in the square.

L’Opera(9th arrondissement, right bank) is the area around the famous Opera Garnier and is a home to the capital’s densest concentration of both department stores and offices. A few examples are the Printemps and Galeries Lafayette grands magasins (department stores), and the Paris headquarters of financial giants such as Credit Lyonnais and American Express.

Sometimes when we go on vacation or on a trip for business, it’s almost as if we are carrying our entire lives along with us in our checked bags, so it comes as no surprise that in this day and age that travelers want their possessions that go along with them to be as safe as possible.

Travel insurance plans have become increasingly popular in the US since the tragedy that struck during 9/11, but before you decide if travel insurance is something that you need to spend your money on, it would help to know what is typically covered by these protective plans.

What’s covered?

Lost or stolen bags:

Some companies offer different grades of travel insurance, much like you can get with your homeowners or auto insurance. Depending upon the level of protection that you choose to pay for, a lost or stolen bag may garner a reimbursement of five hundred to a thousand dollars each. This is a potentially good feature if your bags are stolen, but all airlines have reimbursements for lost luggage which has just been recently raised to three thousand dollars per traveler.

Delayed luggage:

We all travel with things that are absolute necessities; clothes, razors, deodorants and other toiletries – with travelers insurance, if your bags end up at your destination more than twenty four hours after you do, you may be eligible for a reimbursement of up to two hundred dollars or more to purchase these types of items to hold you over until your bags arrive.

What’s not covered?

Under each type of travelers insurance policy that you may invest in, be wary of exclusions. Items that are difficult to prove may not be covered under your policy – things like contact lenses, eyeglasses, and cash are usually among the lists of items that are not covered.

Do you need travelers insurance?

This can be a pretty tough call in some cases, if having the extra protection is going to make you feel safer and able to relax and enjoy your vacation more, and the money isn’t a very big concern, than by all means – invest in the travelers insurance, just be wary that you may already be covered.

Some travelers are eligible for coverage under their homeowner’s insurance policies. If you take the time to check your homeowners policy you may find that you are protected up to a certain dollar amount on lost or stolen possessions.

If you paid for your trip with plastic as many travelers do these days, your particular credit card may offer you certain protections. In fact many cards geared towards business people and frequent travelers have a built in insurance that is far greater than what you would get with a purchased policy – and you won’t have to pay out anything to get that coverage.

If you book your trip through a service you may have some extra protection as well. Online services in which you book your entire trip – from flight to hotel to rental car, often offer some coverage for just using the service and many offer the chance to purchase some additional coverage for a small fee. Though you probably wouldn’t get as great a level of coverage with this method it will often come at a lower price.

With all of the things that we take along with us as we travel these days – expensive clothes, laptop computers, digital cameras and portable electronics – it only makes sense for us to be safe. Traveler’s insurance can be a very good thing to have in the event that one of your bags that contains a very important possession gets lost or stolen, just be sure that you don’t already have coverage for a similar event through another avenue before you spend some of your hard earned money that could potentially have been used elsewhere in your journey.